Reliable High Risk Merchant Account Processing

Apply for a high risk merchant accountGot shut down? Starting a new business? Did your bank or payment processor tell you that you need high risk merchant account? Need additional credit card processing volume?

Your business type may be considered “high risk” for many different reasons such as having bad credit, a high chargeback ratio, or simply just operating in a “high risk” industry. We have over 20 years’ experience matching high risk businesses with payment processing solutions that will approve them*. When you call us, our consultants will analyze what makes you a “high risk merchant,” provide options on how we can help improve certain areas and find you the best high risk merchant account solution. For help NOW with finding a high risk processor, call: 800-930-4476.

* cannot guarantee approval but has a very high approval ratio.

CBD Oil merchant accountCBD Oil Merchant Account

Merchants/businesses selling CBD Oil (cannabidiol) may have a hard time getting up credit card processing. Unfortunately, this can lead to loss in sales. If you are looking for merchant processing for your CBD or hemp oil business, please call us now at 800-930-4476.

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Full Service High Risk Merchant Account Provider

Click a category below to learn more about processing credit cards

Getting a High Risk
Merchant Account doesn’t
have to be difficult!

We’re here to help at every step of the way. Call us at 1-800-930-4476 so we can discuss your high risk payment processing options.

What types of businesses are high risk? Some of these include nutraceuticals (nutra), check cashing services, travel, credit repair, adult, eCommerce businesses, subscriptions / continuity services, and more. “High risk” can also be classified as a merchant with bad credit or a business who has been placed on the Match/TMF list or a business that’s in a highly regulated industry. This does NOT mean you have no chance of accepting credit cards. Depending on your situation, our approval process can be quick and in a short period of time we will have a decision on whether we will be able to provide merchant account processing for your business.
A merchant account tailored specifically for high risk industries may be the only option for a company to accept payments. We will evaluate your business to see what type of risk is associated with your business, its type and range of transactions. Next, we’ll discuss the options available to you, ranging from check processing, credit card processing, and other electronic payment options.

Our Partnerships and Accolades

Accept all major credit cards. Need to accept checks?
We’ve got you covered.


  • In all the years being in the fitness industry, and working for the biggest companies in the world, I opened up a small 5000 sq ft gym in FL, with my future wife in October 2008. With the world at a stand still and in our biggest recession, no one would help us open up a merchant account. When we got together with your team, and Teddy leading us the way he did, I felt at ease. To sum this up, in 22 years in the fitness business I’ve never seen people go out of the way like you all have done for us. Thank you all for the help in growing our full-body fitness gym. We are now getting ready to open up a second gym hopefully by July. Stay up and stay pumped!
    L and C
  • I just wanted to let you know how enjoyable it has been working with Nathan. He always responds to emails and questions and I feel very confident that if I have questions in the future that I can call him. I have had the exact opposite experience with our shopping cart provider so dealing with Nathan has been a welcome change…
  • Cj you have been nothing but helpful to me and my company. You guys are truly the best Merchant Service that I have ever used and the price is awesome!

Examples of High Risk Merchant Business Types

Examples of High Risk Merchant Business Types

  • Repair (AC, refrigeration, electronics, clock, watch, jewelry)
  • Floor Covering
  • Computer Maintenance/Repair
  • Computer Programming
  • Modeling Agencies/Schools
  • Athletic Clubs
  • Seminar Marketers
  • Transportation Services
  • Roofing and Siding
  • Video Production
  • Photography
  • Home Furnishings
  • Caterers
  • Precious Metals Sales
  • Cable and other Pay TV

Our Merchant Account Features

Accepting all major credit cards and checks can help you diversify your payment types and add more options for your customers. The ability to offer your customers the option to pay in person, online and by mail will only add to the convenience and ease of payment your customers can use.

Explore our merchant account features.

Merchant account setup is fast with competitive rates and stellar support.  Additionally, we offer check processing services that can guarantee your checks from your customers. Our virtual terminals set the standard in the industry and we stand by our guarantee for quality and efficiency. Contact us at 1-800-930-4476 for more information regarding our merchant account services and what you need to qualify for a high risk merchant account.

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