- Your business is listed on the MATCH list aka the TMF list (terminated merchant file)
- The industry your business is in may be considered high risk (e.g. Adult, collection agencies, travel companies, financial services, multi-level marketing, weight loss, cash advance, continuity, online pharmacies, penny auctions etc.)
- Your average ticket is very high
- You process card-not-present transactions (AVS, CVV, CVV2 and obtaining authorization can help)
- You have poor credit
- You might accept high amount of International credit cards
- You owe your previous processor money
- You process a high volume
- You may have chargebacks of close to or over 1% (chargeback specialists can help)
- You may have a high return ration (processor consider this to be a sign that products or services are not high quality)
Not sure if you’re a high risk merchant? Do you have questions about high risk merchant services?
Contact us today – our merchant consultants can help you understand the what, why and how then find you the best solution so your business can start processing payments fast!